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Home Personal Banking Loans OD against TDR

OD against TDR

Help you overcome short term financial problem or meet any emergency expenditure, BoB grants loans against the Term Deposit held in the bank by treating it as security.

ELIGIBILITY

The Bank may grant a loan to a Term Deposit holder of the bank treating the Deposit as its security. The loan shall be given to the Depositor on hypothecating fixed deposit receipt.

QUANTUM

90% of the term deposit value.

INTEREST RATE

1% over and above the deposit rate.

CHECKLIST FOR OD TDR

  • Application form duly filled in and signed on all the pages (Full Signature).
  • Copy of valid Citizenship Identity (CID) of both the applicant and the guarantor as applicable.
  • One recent Pass Port size photograph of the applicant.
  • Original TDR receipt/ RD books.
  • Screenshot of the accounts opened from mBOB to be produced.

Downloads / Links

Download OD Against TDR Form